Steps of getting a Loan:
Decide how much you can afford
What kind of monthly payment are you looking for? What is the maximum you can borrow from a lender, given your income and credit history? You can get a good idea of your preferred payment using our calculator.
Pre-qualify for your loan
This is where the process beings with us. You will give us your information on your current job, your residency history, and your assets. After receiving your permission, we will pull your credit report and score and after reviewing all this information we will give you a pre-qualification letter. With this letter, your real estate agent will negotiate the best deal for your home while we will be taking care of finding the right loan for you.
Apply for your loan
Once you have made the offer and the sellers have accepted, it is time to complete the loan application.
You can easily apply online right here on our site while we will take care of ordering a professional appraisal for the property.
Funding
Our team will find a title company to handle the funding and closing. We will work with this company to ensure all papers your lender needs are available while you can use your time to think about moving, paint colors, and all details of getting a new house.
Our mission is to help you find the loan that fits perfectly to your situation!